1125 River Avenue, Iron Mountain, MI 49801
906-396-4985
Hours: Mon.-Fri 8:00 A.M to 5:30. Sat. 9:00 A.M. -1 P.M. Sundays by appt

Money

First of all, before buying a home, consider your financial status. Check
your credit situation by getting hold of your most recent credit report at
the credit center. You should know exactly how much money you have and how
much you can afford to spend on a home.

· Needs vs Wants

Do not confuse between needs and wants when you can have both. Upon gathering
information in buying a home, take into consideration the different types
of houses available and decide what you want from what is offered.

· The Right Agent

If you believe in the comfort and rewards of buying a home, you will need
to trust the agent who will do the work for you. In finding a reliable agent
you will need to look at many sources of information to determine "who
represents what". It is always best to compare experiences, backgrounds
and referrals of reputable people.

· Time

Do not expect to find a great home tomorrow if you've only begun your search
today. Buying a home is like working on a school project. It needs ample time.
If you think you've gathered enough information and resources within your
time table, so be it.

· Cue Cards

You don't want to forget even a single detail about the home you've selected,
right? Why not keep little cue cards where the 'plus and minus' on each home or property you've seen is listed and recorded.

· Points and Plus
Learn how to bargain and get the best possible deal.

· Word Confusion

Needless to say, when you buy a home you should familiarize yourself with
the terms and words used during the dealing and negotiating with your agent and contractor. Also, try to keep a list of the questions you have that need
further clarification.

· Safety and Security

Be sure to get homeowner's insurance. It may seem like a lifetime expense,
but it will get you continued savings in the long run.

· Final Check

Do a final inspection or walk-through of the house before settlement and before
the contract is processed.